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The city shall set aside $105,000 for the purpose of loan guarantees. <br />Said guarantees shall be in the amount of $7,500 or 50% of the loan amount, whichever is smaller. <br />All regularly required permits and inspections will be required, except the city shall waive permit fees to <br />increase the dollars going to actual repair and remedial work. <br />Clients must show how the money is actually spent, and allow city inspections to ensure funds are <br />properly expended. Participating financial institutions also reserve the right to file collateral liens and to <br />inspect all work. <br />