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STANDARD INSURANCE ADDENDUM <br />Indicating Insurance Carried by <br />Western Waterproofing Company of America d /b /a Western Specialty Contractors of America <br />( "Contractor ") <br />and incorporated into its Proposal Submitted to <br />CTRA Property Holdings Corporation ( "Customer ") <br />Project: 1St National Bank — Paris, Texas <br />Contractor maintains, and shall maintain, insurance coverage substantially as outlined below, throughout the life of the project (shown <br />above) which is the subject of the Proposal, Bid, Contract or Subcontract to which this Addendum is attached. Any contract or <br />subcontract entered into is qualified to include this coverage, exclusive of any other insurance requirements. <br />Workers Compensation coverage is maintained in all states where Contractor operates, including the state in which the <br />project which is the subject of this proposal or bid is located. Employer's Liability coverage is also included with limits up <br />to $1,000,000. Stop gap coverage is provided in monopolistic states: ND, OH, WA, WY. <br />Carrier: Charter Oak Fire Insurance Company (MA, OR, WI) <br />Carrier: Travelers Property Casualty Company of America (All other states) <br />General Liability coverage is written on the ISO COMMERCIAL GENERAL LIABILITY FORM CG 0001 10 01 which <br />includes the following: <br />Carrier: Travelers Property Casualty Company of America <br />COVERAGES <br />• Bodily Injury <br />• Broad Form Property Damage <br />• Premises /Operations <br />• Products /Completed Operations <br />• Contractual Liability <br />• Medical Payments <br />• Fire Damage Legal Liability <br />• Personal and Advertising Injury <br />• Independent Contractor's Liability <br />• Coverage for Explosion, Collapse, and Underground <br />• Separation of Insureds /Severability of Interest <br />O General Aggregate applies per project. <br />The General Liability Policy contains an exclusion for claims arising in whole or in part out of the presence of fungi or <br />bacteria in a building or structure. <br />Automobile Liability coverage is carried in all states consistent with or greater than statutory requirements. <br />Carrier: Travelers Property Casualty Company of America <br />Combined Single Limit: $2,000,000 <br />A 30 day notice of cancellation provision is included under our policies. <br />Coverage and limits will be certified through a standard form Certificate of Insurance issued to Customer or through a Memorandum of <br />Insurance upon Execution of Contract. <br />Contractor's insurance program is written on a nationwide basis for all its locations, and not on an individual <br />project basis. Any requests for deviations from standard coverage must be requested in writing, prior to <br />Contract execution. Contractor reserves the right to increase its price to cover additional insurance requests. <br />Revised 10/3/13 <br />POLICY LIMITS <br />General Aggregate O+ <br />$4,000,000 <br />Products Completed Operations Aggregate <br />$4,000,000 <br />Personal and Adv. Injury <br />$2,000,000 <br />Each Occurrence <br />$2,000,000 <br />Fire Damage (Any one fire) <br />$500,000 <br />Medical Exp. (Any one person) <br />$5,000 <br />O General Aggregate applies per project. <br />The General Liability Policy contains an exclusion for claims arising in whole or in part out of the presence of fungi or <br />bacteria in a building or structure. <br />Automobile Liability coverage is carried in all states consistent with or greater than statutory requirements. <br />Carrier: Travelers Property Casualty Company of America <br />Combined Single Limit: $2,000,000 <br />A 30 day notice of cancellation provision is included under our policies. <br />Coverage and limits will be certified through a standard form Certificate of Insurance issued to Customer or through a Memorandum of <br />Insurance upon Execution of Contract. <br />Contractor's insurance program is written on a nationwide basis for all its locations, and not on an individual <br />project basis. Any requests for deviations from standard coverage must be requested in writing, prior to <br />Contract execution. Contractor reserves the right to increase its price to cover additional insurance requests. <br />Revised 10/3/13 <br />