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<br />CRIME COVERAGE <br /> <br />2. Legal Expenses: Expenses related to any legal action. <br /> <br />C. GE1\'ERAL CONDITIONS <br /> <br />1 . Loss Sustained During Prior Insurance <br /> <br />a. If you, or any predecessor in interest, sustained loss during the period of any <br />prior iTlSurance that you or the predecessor in interest could have recovered <br />under that insurance except that the time within which to discover loss had <br />expired, we will pay for it under this Coverage provided: <br /> <br />(1) This Coverage became effective at the time of cancellation or <br />termination of the prior insurance; and <br /> <br />(2) The loss would have been covered by this Coverage had it been in <br />effect when the acts or events causing the loss were committed or <br />occurred. <br /> <br />b. The Coverage under this Condition is part of, not in addition to, the Limits of <br />Coverage applying to this Coverage and is limited to the Jesser of the amount <br />recoverable under: <br /> <br />(1) This Coverage as of its effective date; or <br /> <br />(2) The prior insurance had it remained in effect. <br /> <br />2. Loss Covered Under This Coverage and Prior Coverage Issued by Us: If any loss <br />is covered: <br /> <br />a. Partly by this Coverage; and <br /> <br />b. Partly by any prior canceled or terminated coverage that we had issued to you <br />or any predecessor in interest; <br /> <br />The most we will pay is the larger of the amount recoverable under this Coverage or <br />the prior Coverage. <br /> <br />3. Non-Cumulation of Limit of Coverage: Regardless of tbe number of years this <br />Coverage remains in force or the number of contributioTlS paid, no Limit of Coverage <br />cumulates from year to year or period to period. <br /> <br />4. Ownership of Property; Interests Covered: The property covered under this <br />Coverage is limited to property: <br />a. That you own or hold; or <br /> <br />b. For which you are legally liable. <br /> <br />Page 3 <br /> <br />I <br /> <br />EP321 <br />OS/12/97 <br />