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<br />-6- <br /> <br />SmartBuy'. <br /> <br />RETAIL INSTALMENT SALE CONTRACT <br /> <br />GMAC FLEXIBLE FINANCE PLAN <br />Dealer Number Contract Number <br /> <br />GMAC <br />flNANCIALSEIWlClS <br /> <br />- <br /> <br />-' <br /> <br />- <br /> <br />~ <br /> <br />Buyer (and Co-Buyer)-Name and Address (Include Counly and Zip Code) <br />CITY OF PARIS <br />P.O. BOX 9037 <br />PARIS, TX. 75461-9037 <br /> <br />Creditor (Seller Name and Address) <br />LOWRY CHEVROLET, INC. <br />1915 N.MAIN <br />PARIS, TX. 75460 <br /> <br />You, the Buyer (and Co-Buyer, jf any), may buy the vehicle described below for cash or on credit. By signing this contract, you agree to buy the vehicle on credit under the <br />agreements on the front and back of this contract. You agree 10 pay the Creditor tho Amount Financed and Finance Charge according to the payment schedule shown <br />below. The Finance Charge is figured on a daily basis at the Annual Percentage Rale on the unpaid balance of the Amount Financed. <br /> <br />Description of VehIcle. You agree to buy and the Creditor agrees 10 sell lhe lollowing vehicle: <br /> <br />NeworUsed Year Make and Model Body Type Vehicle Identificalion No. Use lor Which Purchased <br /> o personal o agricultural <br />NEW 1994 CHEV 1/2TON PK IGCDC14Z4RZ282675 <<.1 business 0 <br />If truck-Give GVW and describe body and major ilems 01 equipment sold: I Mileage on Odometer <br /> I 317 <br /> <br />FEDERAL TRUTH-IN-LENDING DISCLOSURES <br /> <br />ANNUAL PERCENTAGE RATE FINANCE CHARGE Amount Financed Tolal of Paymenls Tolal Sale Price <br />The cost 01 your credit as a The dollar amounllhe The amount 01 credit pra- The amounl you will have paid The lolal cost 01 your purchase <br />yearly rale. credit will cosl you. vided 10 you or on your aHer you have made all pay. on credit. including your down- <br /> behall. menls as scheduled. payment 01 S is <br />10.5 % $ 1227.11 $ 12919.75 $ 14146.56 $ 15796.86 <br /> <br />Your Paymenl Schedule Will Be: <br />Number 01 Paymenls <br /> <br />Amount 01 Payments When Payrpcnls Are Due <br />330 . W~~Mon'h'y beginningl-DEC--:--f9'94 <br /> <br />Or as Follows: <br />-r-FINAL PAYMENT OF 10510.26 <br />-~ <br />DUE ON 1 NOV. 1995 <br /> <br />Prepayment. If you pay olf all your debt early, you will not have to pay a penally. <br />Securily Inlerest. You are giving a security interest in the vehicle being purchased. <br />Addlllonallnformalion: See the other side of this contract for more informalion including information about nonpayment, default, any required repayment in full <br />before the scheduled dale, and security interes!. <br /> <br />ITEMIZATION OF AMOUNT FINANCED <br />1 Cash Price (Including any accessories, goods, services, and sales lax of $ <br />2 Total Downpayment "" Net Trade-in $ N I A <br />+ Other (Describe) <br />Your Trade-in is a <br /> <br />) <br />+ Cash Downpaymenl $ 1650. 00 <br />$ <br /> <br />Year <br /> <br />NIA <br />Make <br /> <br />N/A <br />Model <br /> <br />3 Unpaid Balance of Cash Price (1 minus 2) <br /> <br />4 Other Charges Including Amounts Paid to Others on Your Behall: <br />-A Cosl of Required Physical Damage Insurance Paid 10 Ihe Insurance Company Named Below-Covering <br />Damage to the Vehicle $ <br />..0 Cost of Optional Coverages with Physical Damage Insurance. This insurance is no! required by Creditor. $ <br /> <br />...C Cost of Optional Mechanical Repair Insurance Paid to the Insurance Company Named Below-Covering <br />Certain Mechanical Repairs $ <br /> <br />....D Cost of Optional Credillnsurance Paid to the Insurance Company or Companies Named Below. <br />Life $ Disability, Accident and Health $ $ <br />E Official Fees Paid to Government Agencies $ <br />F Taxes Not Included in Cash Price $ <br />Q Government License and/or Registration Fees (Itemize) $ <br />H Government Certificate at Tille Fees $ <br />I Motor Vehicle Inspection Fee $ <br />J DOCUMENTARY FEE. A DOCUMENTARY FEE IS NOT AN OFFICIAL FEE. A DOCUMENTARY FEE IS <br />NOT REQUIRED BY LAW, BUT MAY BE CHARGED TO BUYERS FOR HANDLING DOCUMENTS AND <br /> <br />$ 14500.00 <br /> <br />(1) <br /> <br />$ 1650.00 <br /> <br />(2) <br /> <br />$ 12850.00 <br /> <br />(3) <br /> <br />N/A <br />NIA <br /> <br />N/A <br /> <br />N/A <br />N/A <br />N/A <br />N/A <br />N/A <br />19.75 <br />