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<br />SmartBuy'. <br /> <br />RETAIL INSTALMENT SALE CONTRACT <br /> <br />GMAC FLEXIBLE FINANCE PLAN <br />Dealer Number Contract Number <br />Buyer (and Co-Buyer)-Name and Address (Include County and Zip Code) Creditor (Seller Name and Address) <br />CITY OF PARIS' LOWRY CHEVROLET, INC. <br />P.O. BOX 9037 1915 N.MAIN <br />PARIS, TX. '75461-9037 PARIS. TX. 75460 <br /> <br />GMAC <br />FINANCIAL SERVICES <br /> <br />~ <br /> <br />You. the Buyer (and Co-Buyer,11 any), may buy the vehicle described below for cash or on crodit. By signing this contract, you agree 10 buy the vehicle on credit under the <br />agreements on the front and back of this contract. You agree to pay tho Creditor tho Amount Financed and Finance Charge according to the payment schedule shown <br />below. Tho Flnance Charge Is figured on a dally basIs at tho Annu8.1 Porcontage Rate on tho unpaid balance of tho Amount Financed. <br />DeKrlptlon of Vehicle. You agreD to buy and tho Croditor agroos 10 sclllhc lallowing vehicle: <br /> <br />NeworUsed Year ' Make and. Model . , Body Type " Vehicle Identification No. Use for Which Purchased <br />NEW 1995 CHEV LUMINA 4D 2G1WL52MOS1108262 o personal o agricullural <br /> ex business 0 <br />II truck-Give GVW and dellCllbe bqdy,ar1d l1)al<1r,lIe,m~ 01 equipment sold: I Mileage on Odometer <br /> ., ' . " , I, 393 <br /> <br />FEDERAL TRUTH.IN.LENDING DISCLOSURES <br /> <br />ANNUAL PERCENTAGE RATE FINANCE CHARGE Amount Financed Tolal of Paymanls Total Sale Price <br />The cost 01 your credit as a The dollar amounllhc The amount or credit pro- The amount you will have paid The lolal cost of your purchase <br />yearly rate. credil will cosl you. vided 10 you or on your after you have made all pay. on credit, including your down- <br /> behall. , menls as scheduled. paymenl 01 $ is <br /> 10.5 ",',' ''I(, , ,;, $1358.66 $ 14919.75 $ 16278.41 $ 17928.41 <br />., , , ,I;. "'..".. ":1( <br /> <br />Your Paitment SchedUle Will Be: <br />:,:,;. Number 01 Payments <br /> <br />Amount 01 Payments <br />480.16 <br /> <br />When PaYr]1cnls Are Due <br />Monlhlyboginning 1 DEC 1994 <br /> <br />. Or as Follows: <br />1 FINAL PAYMENT OF 1 <br />DUE ON l'NOV 1995 <br /> <br /> <br />PrepaymenI. 1,\ you pay ,oil all your debt early, you will not have to pay a penalty. <br />seCurl.tr Intereal. 'It'u are giving a socurlly Intorostln tho vohicle being purchased. <br />Addlllon81Inform8t1on:~ Soo'the other side of this contract for more Information including information about nonpayment, delau,lt, any required ropayment In (ull <br />before the'scheduled dale, and security Interest. <br /> <br />ITEMIZATION OF AMOUNT FINANCED, <br />1 Cash Price (Including any accessories, goods, sorvicos, and solos lax 01 $ <br />,2 Total DoWnpayment - Net Trade-In $ N / A , ' <br />+ Other (Describe) <br />Your Trade-In Is a <br /> <br />+Cash Downpayment $ 1650.00 <br />$ <br /> <br />Year, <br /> <br />N/A <br />Mako <br /> <br />Model <br /> <br />3 Unpaid Balance or Cash Prico (1 minus 2) <br /> <br />4 OtherCh.uges Including Amounts Peld to Othors on Your Behall: , <br />.A Cost of Required Physical Damage Insuranto Paid to tho Insuranco Company Named Balow-Covering <br />Damage to the Vehicle ' .',' ' $ <br />-8 Cas' of Optional Covorages with Physical Damago Insurance. This insuranco is not required by Creditor. $ <br /> <br />.. -c Cost 01 Optional Mechanical Repair Insuranco Paid 10 tho Insuranco Company Named Bolow- Covoring <br />Cortaln Mechanical Ropall"8 $ <br /> <br />....D Cost or Optional Credit Insurance Paid to tho Insurance Company or Companios Named Below. <br />L1le $ ; , Dlsobllity. Accident and Health $ '$ <br />E Official Fees Paid to Government Agondes $ <br />F Taxes Not Included In Cash Price $ <br />Q Government License and/or Registration Foes (Itemize) $ <br />H Government Certificate of litlo Fees $ <br />I Motor Vehicle Inspection Fee $ <br />J DOCUMENTARY FEE. A DOCUMENTARY FEE IS NOT AN OFFICIAL FEE. A DOCUMENTARY FEE IS <br />NOT REQUIRED BY LAW, BUT MAY BE CHARGED TO BUYERS FOR HANDLING DOCUMENTS AND <br />PERFORMING SERVICES RELATING TO THE CLOSING OF A SALE. BUYERS MAY AVOID PAYMENT OF <br />THE FEE TO THE SELLER BY HANDLING THE DOCUMENTS AND PERFORMING THE SERYICES <br />RELATING TO THE CLOSING OF THE SALE. A DOCUMENTARY FEE MAY NOT EXCEED $50. THIS <br />NOTICE IS REQUIRED BY LAW. $ <br />K other Charges (Seller must identity whO Will receivB payment and describo purpose) <br />In LOWRY CHEVROLET. INC. lor DEALERS INVENTORY TAX <br />',_,,1_ <br /> <br />$ 16500.00 (1) <br /> <br />$ 1650.00 (2) <br /> <br />$ <br /> <br />14850.00 (3) <br /> <br />N/A <br />N/A <br /> <br />N/A <br /> <br />N/A <br />N/A <br />N/A <br />N/A <br />N/A <br />19.75 <br /> <br />50.00 <br /> <br />$ <br /> <br />N/A <br /> <br />. <br />