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CITY OF PARIS, TEXAS <br />Notes to Financial Statements (Continued) <br />September 30, 2020 <br />IV. Detailed Notes on All Activities and Funds (Continued) <br />B. Investments (Continued) <br />formal policy related to interest rate risk is included in the City's adopted investment policy. <br />Credit risk is the risk that an issuer of an investment will not fulfill its obligations to the holder of the <br />investment. This type of risk is typically expressed in terms of the credit ratings issued by a nationally <br />recognized statistical rating organization. The City and PEDC reduce the risk of issuer default by limiting <br />investments to those instruments allowed by the Public Funds Investment Act, Chapter 2256, Texas <br />Government Code. <br />Concentration credit risk is the risk of loss attributed to the magnitude of a government's investment in a single <br />issuer. With the exception of obligations of the United States or its agencies and authorized pools, no more than <br />50% of the City's total investment portfolio will be invested in a single financial institution with the exception <br />of its local depository. PEDC's investment balance consists of only externally pooled accounts. <br />The custodial credit risk for investments is the risk that, in the event of failure of the counterparty to a <br />transaction, a government will not be able to recover the value of investment or collateral securities that are in <br />the possession of an outside party. In accordance with the City's deposit and investment policy, all deposits <br />placed at a financial institution shall be insured or collateralized with applicable State law. <br />Foreign currency risk is the risk that an investment denominated in the currency of a foreign country could <br />reduce in value as a result of changes in currency exchange rates. At September 30, 2020, the City was not <br />exposed to foreign currency risk. <br />C. Accounts Receivable and Payable <br />Amounts are aggregated into a single accounts receivable (net of allowance for uncollectibles) line for certain <br />funds and aggregated columns. Below is the detail of receivables in the aggregate, including the applicable <br />allowances for uncollectible accounts: <br />Net receivable balances not expected to be collected within one year are Property Taxes - $686,595, Fines - <br />$20,903, EMS - $349,737, and Street Assessments - $26,473. <br />At year end, PEDC had a receivable for sales tax of $330,223. The balance is expected to be collected within one <br />year. <br />38 <br />General <br />Debt Service <br />Enterprise <br />Receivables: <br />Interest <br />$ 55 <br />S - <br />$ 3,966 <br />Property Taxes <br />1,133,569 <br />110,619 <br />- <br />Sales Tax <br />1,650,717 <br />- <br />- <br />Franchise <br />509,974 <br />- <br />- <br />Accounts <br />172,765 <br />- <br />2,554,206 <br />Street Assessments <br />26,473 <br />- <br />- <br />Fines <br />137,555 <br />- <br />- <br />EMS <br />2,246,282 <br />- <br />- <br />Gross Receivables <br />5,877,390 <br />110,619 <br />2,558,172 <br />Less: Allowance for Uncollectibles <br />(1,469,941) <br />(27,655) <br />(94,799) <br />Net Total Receivables <br />$ 42407,449 <br />S 82,964 <br />$ 2,463,373 <br />Net receivable balances not expected to be collected within one year are Property Taxes - $686,595, Fines - <br />$20,903, EMS - $349,737, and Street Assessments - $26,473. <br />At year end, PEDC had a receivable for sales tax of $330,223. The balance is expected to be collected within one <br />year. <br />38 <br />