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CITY OF PARIS, TEXAS <br />Notes to Financial Statements (Continued) <br />September 30, 2020 <br />IV. Detailed Notes on All Activities and Funds (Continued) <br />F. Employee Retirement Systems and Plans (Continued) <br />1. Texas Municipal Retirement System (Continued) <br />Discount Rate <br />The discount rate used to measure the Total Pension Liability was 6.75%. The projection of cash flows <br />used to determine the discount rate assumed that employee and employer contributions will be made at the <br />rates specified in statute. Based on that assumption, the pension plan's Fiduciary Net Position was <br />projected to be available to make all projected future benefit payments of current active and inactive <br />employees. Therefore, the long-term expected rate of return on pension plan investments was applied to all <br />periods of projected benefit payments to determine the Total Pension Liability. <br />Net Pension Liability and Changes in the Pension Liability <br />Sensitivity of the Net Pension Liability to Changes in the Discount Rate <br />The following presents the net pension liability of the City, calculated using the discount rate of 6.75%, as <br />well as what the City's net pension liability (asset) would have been if it were calculated using a discount <br />rate that is 1 -percentage -point lower (5.75%) or 1 -percentage -point higher (7.75%) than the current rate: <br />45 <br />Increase (Decrease) <br />Plan <br />Net Pension <br />Total Pension <br />Fiduciary <br />Liability <br />Liability <br />Net Position <br />(Asset) <br />(a) <br />(b) <br />(a) — (b) <br />Balance at 12/31/2018 <br />$ 63,657,022 <br />$58,216,474 <br />$ 5,440,548 <br />Changes for the year: <br />Service Cost <br />1,233,792 <br />- <br />1,233,792 <br />Interest <br />4,233,112 <br />- <br />4,233,112 <br />Change of Benefit Terms <br />- <br />- <br />- <br />Difference Between Expected and Actual Experience <br />(260,390) <br />- <br />(260,390) <br />Changes of Assumptions <br />(110,977) <br />- <br />(110,977) <br />Contributions — Employer <br />- <br />845,646 <br />(845,646) <br />Contributions — Employee <br />- <br />730,054 <br />(730,054) <br />Net Investment Income <br />- <br />8,988,070 <br />(8,988,070) <br />Benefit Payments, Including Refunds of Employee <br />Contributions <br />(3,122,282) <br />(3,122,282) <br />- <br />Administrative Expense <br />- <br />(50,855) <br />50,855 <br />Other Changes <br />- <br />(1,527) <br />1,527 <br />Net Changes <br />1,973,255 <br />7,389,106 <br />(5,415,851) <br />Balance at 12/31/2019 <br />$ 65,630,277 <br />$65,605,580 <br />$ 24,697 <br />Sensitivity of the Net Pension Liability to Changes in the Discount Rate <br />The following presents the net pension liability of the City, calculated using the discount rate of 6.75%, as <br />well as what the City's net pension liability (asset) would have been if it were calculated using a discount <br />rate that is 1 -percentage -point lower (5.75%) or 1 -percentage -point higher (7.75%) than the current rate: <br />45 <br />