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§ 10.4 EMERGENCIES
<br />In an emergency affecting safety of persons or property, the Contractor shall act, at the Contractor's discretion, to
<br />prevent threatened damage, injury or loss. Additional compensation or extension of time claimed by the Contractor
<br />on account of an emergency shall be determined as provided in Article 15 and Article 7.
<br />ARTICLE 11 INSURANCE AND BONDS
<br />§ 11.1 CONTRACTOR'S LIABILITY INSURANCE
<br />§ 11.1.1 The Contractor shall purchase from and maintain in a company or companies lawfully authorized to do
<br />business in the jurisdiction in which the Project is located such insurance as will protect the Contractor from claims
<br />set forth below which may arise out of or result from the Contractor's operations and completed operations under
<br />the Contract and for which the Contractor may be legally liable, whether such operations be by the Contractor or by
<br />a Subcontractor or by anyone directly or indirectly employed by any of them, or by anyone for whose acts any of
<br />them may be liable:
<br />.1 Claims under workers' compensation, disability benefit and other similar employee benefit acts that
<br />are applicable to the Work to be performed;
<br />.2 Claims for damages because of bodily injury, occupational sickness or disease, or death of the
<br />Contractor's employees;
<br />.3 Claims for damages because of bodily injury, sickness or disease, or death of any person other than
<br />the Contractor's employees;
<br />.4 Claims for damages insured by usual personal injury liability coverage;
<br />.5 Claims for damages, other than to the Work itself, because of injury to or destruction of tangible
<br />property, including loss of use resulting therefrom;
<br />.6 Claims for damages because of bodily injury, death of a person or property damage arising out of
<br />ownership, maintenance or use of a motor vehicle;
<br />.7 Claims for bodily injury or property damage arising out of completed operations; and
<br />.8 Claims involving contractual liability insurance applicable to the Contractor's obligations under
<br />Section 3.18.
<br />§ 11.1.2 The insurance required by Section 11.1.1 shall be written for not less than limits of liability specified in the
<br />Contract Documents or required by law, whichever coverage is greater. Coverages, whether written on an
<br />occurrence or claims -made basis, shall be maintained without interruption from the date of commencement of the
<br />Work until the date of final payment and termination of any coverage required to be maintained after final payment,
<br />and, with respect to the Contractor's completed operations coverage, until the expiration of the period for correction
<br />of Work or for such other period for maintenance of completed operations coverage as specified in the Contract
<br />Documents.
<br />§ 11.1.3 Certificates of insurance acceptable to the Owner shall be filed with the Owner prior to commencement of
<br />the Work and thereafter upon renewal or replacement of each required policy of insurance. These certificates and the
<br />insurance policies required by this Section 11.1 shall contain a provision that coverages afforded under the policies
<br />will not be canceled or allowed to expire until at least 30 days' prior written notice has been given to the Owner. An
<br />additional certificate evidencing continuation of liability coverage, including coverage for completed operations,
<br />shall be submitted with the final Application for Payment as required by Section 9.10.2 and thereafter upon renewal
<br />or replacement of such coverage until the expiration of the time required by Section 11.1.2. Information concerning
<br />reduction of coverage on account of revised limits or claims paid under the General Aggregate, or both, shall be
<br />furnished by the Contractor with reasonable promptness.
<br />§ 11.1.4 The Contractor shall cause the commercial liability coverage required by the Contract Documents to include
<br />(1) the Owner, the Architect and the Architect's consultants as additional insureds for claims caused in whole or in
<br />part by the Contractor's negligent acts or omissions during the Contractor's operations; and (2) the Owner as an
<br />additional insured for claims caused in whole or in part by the Contractor's negligent acts or omissions during the
<br />Contractor's completed operations.
<br />§ 11.2 OWNER'S LIABILITY INSURANCE
<br />The Owner shall be responsible for purchasing and maintaining the Owner's usual liability insurance.
<br />§ 11.3 PROPERTY INSURANCE
<br />§ 11.3.1 Unless otherwise provided, the Owner shall purchase and maintain, in a company or companies lawfully
<br />authorized to do business in the jurisdiction in which the Project is located, property insurance written on abuilder's
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