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09 - Increase in City's monthyly health insurance contribution
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09 - Increase in City's monthyly health insurance contribution
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10/6/2022 10:18:15 AM
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No. 9 <br />1Vlemorandum <br />TO: Mayor, Mayor Pro Tem & City Council <br />FROM: Grayson Path, City Manager <br />Gene Anderson, Finance Director <br />Sandy Collard, HR and Civil Service Director <br />SUBJECT: TEXAS MUNICIPAL LEAGUE HEALTH BENEFITS POOL <br />RATE INCREASES <br />CITY CONTRIBUTION <br />DATE: October 10, 2022 <br />IT"Cl3TIi1►i.1� <br />The City of Paris is a member of the TML Health Benefits Pool which serves 980 Texas cities and <br />political subdivisions and is overseen by a Board of Trustees. As a pool, this allows Texas <br />communities to pool their resources to buy down on health insurance. It is a tested and true means <br />of keeping costs down. Nevertheless, all insurance entities (private and pools) are impacted by the <br />rising costs of health care. <br />The City of Paris provides its employees four separate plans (labeled as A, B, C, and D). Within <br />each plan the employee can select either Employee (Only), Employee + Child, Employee + <br />Spouse, or Employee + Family. The plans are different from one another by offering differing <br />amounts of In/Out of Network Deductibles and Maximum Out of Pocket (OOP) expense. Plan A <br />is the most expensive monthly premium option but comes with low deductibles and OOP. Plan D <br />is reverse with the least expensive monthly premium but comes with high deductibles and OOP. <br />The following is a breakdown of the number of employees in each plan in 2022. <br />Plan A <br />Plan B <br />Plan C <br />...... <br />Plan D <br />. . ... . ........ . <br />Total <br />% <br />Employee Only 8 <br />24 <br />68 <br />123 <br />223 <br />82% <br />Employ ee/S Ouse 1 <br />0 <br />3 <br />1 <br />52% <br />Employee/Child 0 <br />5 <br />14 <br />.__.... .._..._.. <br />17 <br />.ww ««wawa_ <br />....._ <br />36 <br />... ..... <br />13% <br />Employee/Famil 0 <br />.___ <br />t <br />0 <br />3 <br />5 <br />8 <br />3% <br />Total 9 <br />29 <br />88 <br />146 <br />272 <br />
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