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March 17, 2025 <br />Triniti Frazier <br />Planning Technician <br />City of Paris <br />tfrazie�'��r�paristexa�.�?� r <br />Re: W. Todd .Stephens <br />5 in 5 Housing Infill Development Program <br />Dear Ms. Frailer, <br />T. BRADLEY PERRY <br />PRESIDENT <br />CHIEF EX11C 1TIVE OFFICER <br />Please accept this letter of reference for Mr. Todd Stephens. Mr. Stephens has been in the <br />construction business for approximately forty years and has been a customer of Peoples Bank for <br />approximately thirty years. During this time, he has had credit .relationships and numerous <br />deposit accounts with the Bank. All accounts have been handled in a satisfactory manner. <br />Please accept this letter as evidence of preapproval for the financing of 1-4 f Unily dwelling(s) <br />within the City of Paris utilizing the 5 in 5 Housing Iz>fill Development Program. "Idris <br />preapproval letter does not guarantee final loan approval, as it is based on a limited initial <br />assessment of information provided to the Bank. <br />Final loan approval would require a current application along with current financial and <br />collateral documentation that complies with bank regulations and bunk lending policy and would <br />be contingent upon all underwriting conditions being met, qualification factors remaining <br />unchanged, satisfactory appraisal of the property, and verification of information provided on the <br />application. This pre -approval is good for 90 days from the date of this letter. <br />If any further information is needed, you nray contact me at 903-783-3834 or <br />berrv.`u;pbpar S.cotr►. <br />Sincerely, �-"7 <br />f <br />Brad Perry <br />President & CLO <br />Peoples Bank <br />28091 AMAR AVE , PARIs. T LXAS 75460. 903-783-3800 <br />