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IN PARIS, TEXAS <br />P.O. BOX 019 PARIS, TEXAS 754611 - 0919 - PHONE 903-705-6565 <br />Prospective Borrower's): Linda Cheney, et al <br />sales Price: $ 173,212.00 <br />Loan to Value Ratio: 85% LTU <br />Loan Purpose:' Home Construction Loan <br />Loan,Type & Description: Conventional Loan <br />Mortgage Banker 0 has ❑ has not received a signed application for the Loan from the Prospective Borrower <br />Mortgage Banker ® has ❑ has not reviewed the Prospective Borrower's credit report <br />Mortgage Banker ® has ❑ has not reviewed the Prospective Borrower's credit score <br />The Prospective Borrower. has provided the Mortgage Banker <br />with the following information, ❑ Verbally ® In writing <br />Income: N Yes ❑ No ❑ Not Applicable <br />Cash Available for down payment <br />and closing costs; ® Yes ❑ No ❑ Not Applicable <br />Debts: - ® Yes ❑ No ❑ Not Applicable <br />Other Assets: ❑ Yes C7 No ® Not Applicable <br />Based on the Information that the Prospective Borrower has provided to the Mortgage Banker, as described above, the <br />Mortgage Banker has determined that the Prospective Borrower is eligible & qualified to meet the financial requirements <br />of the loan. ' <br />This is not an approval for the Loan. Approval of the loan requires: (1) the Mortgage Banker to verify the Information that <br />the Prospective Borrower.has provided;'(2) the Prospective Borrower's financial. status and credit report to remain <br />substantially the same untll the loan closes; (3) the collateral for the loan to satisfy the lender's requirements (for example, <br />appraisal, title policy, survey,'condltlon, & Insurance); (4) the loan type & terms described, to remain available in the <br />market; and (5) the Prospective Borrower to execute loan documents the lender require. <br />Sincerely, f <br />William H. Coleman <br />President <br />903.785.5555 <br />NMLSH: 459196 <br />