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CROSSCOUNTRY <br />dti49 Greenville Ave, <br />TX 75206 <br />MORTGAGE <br />PRE -APPROVAL LETTER <br />Applicant: <br />Nicole & Alejandro Cardoso <br />Date: 7122/2026 <br />Loan Originator: Brian McCauley <br />Property Address: TBD <br />Loan Details: <br />Sales Price: $300,000 <br />Loan Amount: $240,000 <br />Interest Rate: 8.99°!x- rate not locked. <br />LTV: 80 <br />Down Payment: $60,000 <br />Loan Program: 30 year <br />`subject to Market and ftpeny Type <br />NMLS: 208803 <br />Based on the information that the prospective applicant has provided to the residential mortgage loan originator as <br />described above, the residential mortgage loan originator has reviewed everything necessary up to this point. and <br />determined that the prospective applicant is eligible and qualified to meet the financial requirements of the loan. <br />This is not a full approval for the entire loan. Full approval of the Loan requires: (9) the residential mortgage loan <br />originator to fully verify the information that the prospective applicant has provided; (2) the prospective applicants <br />financial status and credit report to remain substantially the same until the loan doses, (3) the collateral for the loan <br />(the subject property) to satisfy the lender's requirements (for example, appraisal, title, survey, condition, and <br />insurance); (4) the loan, as described, to remain available in the market; (5) the prospective applicant to execute <br />loan documents the tender requires. <br />Sincerely, <br />Brian McCauley Q <br />LLOI ED R <br />972-244-6760 <br />brian@themccauleyteam.com <br />