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<br />l <br /> <br />COMMERCIAL CRIME <br />CR 10 00 06 95 <br /> <br />CRIME GENERAL PROVISIONS <br /> <br />Various provisions in this poficy restrict coverage. <br />Read the entire policy carefully to determine rights, <br />duties and what is or is not covered. <br /> <br />Throughout this policy the words )tou" and 'Your" <br />refer to the Named Insured shown in the Declarations. <br />The words "we, "us" and "our" refer to the Company <br />providing this insurance. <br /> <br />Words and phrases in quotation marks are defined in <br />the policy. <br /> <br />Unless stated otherwise in any Crime Coverage Fonn, <br />Declarations or endorsement the follOwing General <br />Exciusjons, General Conditions and General Defini- <br />tions app~ to all Crime Coverage Forms fOrming part <br />of this policy. <br /> <br />A. GENERAL EXCLUSIONS: <br /> <br />We will not pay for loss as specified below: <br />,. Acts committed by You or Your Partners: <br />Loss resulting from any dishonest or criminal <br />act committed by you or any of your Partners <br />whether' acting alone or in collusion with other <br />persons. <br />2. Governmental Action: Loss resulting from <br />seizure or destruction of property by order of <br />govemmental authority. <br />3. Indirect lOSS:- Lossthafis -an' indirect resutt <br />of any act or "occurrence" covered by this <br />insurance inciuding, but not limited to, loss <br />resulting from: <br />a Your inability to realize income that you <br />would have realized had there been no loss <br />of, or lo~ from damage to, Covered Prop. <br />~. <br />b. Payment of damages of any type for which <br />you are legally liable. But, we will pay <br />compensatory damages arising directly <br />from a loss covered under this insurance. <br /> <br />c. Payment of costs, fees or other expenses <br />you incur in establishing either the exist- <br />ence or the amount of loss under this insur- <br />ance. <br /> <br />r, <br /> <br />. \ <br /> <br />Form CR 10 00 06 95 Printed in U:S.A. <br /> <br />4. Legal Expenses: Expenses related to any <br />legal action. <br />5. Nuclear: Loss resulting from nuclear reac- <br />tion, nuclear radiation or radioactive contamina. <br />tion, or any related act or incident <br />S. War and Similar Actions: Loss resulting <br />from war, whether or not declared, warlike <br />action, insurrection, rebellion or revolution, or <br />any related act or incident <br /> <br />8.GENERALCONOrnONS <br /> <br />, . Concealment, Misrepresentation or Fraud: <br />This insurance is void in any case of fraud by , <br />you as it relates to this insurance at any time. It <br />is also void ff you or any other insured, at any <br />time, intentionally conceal or misrepresent a <br />material fact conceming: . . <br />a. This insurance; <br />b. The Covered Property; <br />c. Your interest in the Covered Property; or <br />d. A claim under this insurance <br />2. Consolidation - Merger: If through consol- <br />idation or merger with, or purchase of assets of, <br />some other entity: <br />a Afr.J additional persons become "employ- <br />ees"; or <br />b. You acquire the use and control of -any <br />add'rtiOnal "premises"; . ,. , . <br />any insurance . afforded. fo{ "employees" or <br />"premises" also applies to those additional <br />"employees" and "premises", but only if you: <br />a Give us written notice within 30 days there. <br />after; and <br />b. Pay us an additional premium. <br />3. Coverage Extensions: Unless stated other- <br />wise in the Coverage Fonn, our fiabiflty under <br />any Coverage Extension is pan of, not in addi- <br />tion to, the Limit of Insurance applying to the <br />Coverage or Coverage Section. <br />4. Discovery Period for Loss: We will pay only <br />for covered loss discovered no later than one <br />year from the end of the policy period. <br />5. Duties in the Event of Loss: After you dis- <br />COver a loss or a situation that may result in loss <br /> <br />Page 1 of 4 0 <br />