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<br />Alluvial fan flooding means flooding occurring on the surface of an alluvial <br />fan or similar landform which originates at the apex and is characterized by <br />high-velocity flows; active processes of erosion, sediment transport, and <br />deposition; and unpredictable flow paths. <br /> <br />Apex means a point on an alluvial fan or similar landform below which the <br />flow path of the major stream that formed the fan becomes unpredictable and <br />alluvial fan flooding can occur. <br /> <br />Appurtenant structure means a structure which is on the same parcel of <br />property as the principal structure to be insured and the use of which is <br />incidental to the use of the principal structure. <br /> <br />Area of future conditions flood hazard means the land area that would be <br />inundated by the l-percent-annual chance (100 year) flood based on future <br />conditions hydrology. <br /> <br />Area of shallow flooding means a designated AO, AH, ARI AO, ARI AH, or <br />VO zone on a city's Flood Insurance Rate Map (FIRM) with a I percent or <br />greater annual chance of flooding to an average depth of I to 3 feet where a <br />clearly defined channel does not exist, where the path of flooding is <br />unpredictable and where velocity flow may be evident. Such flooding is <br />characterized by ponding or sheet flow. <br /> <br />Area of special flood hazard is the land in the floodplain within a city subject <br />to a I percent or greater chance of flooding in any given year. The area may <br />be designated as Zone A on the Flood Hazard Boundary Map (FHBM). After <br />detailed rate making has been completed in preparation for publication of the <br />FIRM, Zone A usually is refined into Zones A, AO, AH, AI-3D, AE, A99, <br />AR, ARlAI-30, ARlAE, ARlAO, ARlAH, ARIA, VO, VI-3D, VE, or V. <br /> <br />Base flood means the flood having a I percent chance of being equaled or <br />exceeded in any given year. <br /> <br />Basement means any area of the building having its floor subgrade (below <br />ground level) on all sides. <br /> <br />Breakaway wall means a wall that is not part of the structural support of the <br />building and is intended through its design and construction to collapse under <br />specific lateral loading forces without causing damage to the elevated portion <br />of the building or supporting foundation system. <br /> <br />Critical feature means an integral and readily identifiable part of a flood <br />protection system without which the flood protection provided by the entire <br />system would be compromised. <br /> <br />Development means any man-made change to improved and unimproved real <br />estate, including, but not limited to, buildings or other structures, mining, <br />dredging, filling, grading, paving, excavation, or drilling operations or storage <br />of equipment or materials. <br /> <br />Elevated building means, for insurance purposes, a non-basement building <br /> <br />Page 3 of 17 <br />