2004-047-RES ELECTING EXEMPTION FROM THE REQUIREMENTS OF THE HEALTH INSURANCE PORTABILITY AND ACCOUNTABILITY ACT AND THE PUBLIC HEALTH SERVICES

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THE FEDERAL LAW. THE ENTIRE PLAN IS SUBJECT TO THIS EXEMPTION. THE EXEMPTION FROM THESE FEDERAL REQUIREMENTS WILL BE IN EFFECT FOR THE 2004 PLAN YEAR BEGINNING MAY 1. 2004. AND ENDING APRIL 30.2005. THE ELECTION MAY BE RENEWED FOR SUBSEQUENT PLAN YEARS. JIIPAA ALSO REQUIRES THE PLAN TO PROVIDE COVERED EMPLOYEES AND DEPENDENTS WITH A "CERTIFICATE OF CREDITABLE COVERAGE" WHEN THEY CEASE TO BE COVERED UNDER THE PLAN. THERE IS NO EXEMPTION FROM THIS REOUlREMENT. THE CERTIFICATE PROVIDES EVIDENCE THAT YOU WERE COVERED UNDER THIS PLAN. BECAUSE IF YOU CAN ESTABLISH YOUR PRIOR COVERAGE. YOU MAYBE ENTITLED TO CERTAIN RIGHTS TO REDUCE OR ELIMINATE A PREEXISTING CONDITION EXCLUSION IF YOU JOIN ANOTHER EMPLOYER'S HEALTH PLAN. OR IF YOU WISH TO PURCHASE AN INDIVIDUAL HEALTH INSURANCE POLICY. IF YOU HAVE ANY QUESTIONS. CONTACT TERRI LEIGH MADDING AT 784-9288.