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INSURANCE REQUIREMENTS CONSTRUCTION INSURANCE: Review these insurance requirements and the insurance checkiist which follows with your insurance agent prior to submitting your Insurance Affidavit and bid or proposal to the City of Paris. 1. Generai {nsurance Reauirements: 1.1 The Contractor shall not start work under this Contract until the Contractor has obtained at his own expense all of the insurance called for hereunder and such insurance has been approved by the City; nor shall the Contractor allow any subcontractor to start work on any subcontract untii all insurance required of the subcontractor has been so obtained and approved by the Contractor. Contractor must submit appropriate certificates of insurance detaifing the required coverage before the contract can be awarded. In certain instances, properly signed policy endorsements andlor certified copies of insurance policies showing the required coverage will be required. 1.2 The Contractor shall require ail subcontractors to maintain during the term of this agreement, Commercial General Liability insurance, Business Automobile Liability insurance, and Workers' Compensation and Employer's Liabiliiy insurance, in the same manner as specfied for the Contractor. The Contractor sha{I furnish subcontractors' certificates of insurance to the Ci#y immediately upon request. 1.3 All insurance policies required hereunder shall be endorsed to include the following provision: "It is agreed that this policy is not subject to cancellation, non-renewal, material change, or reduction in coverage until ten (10) days prior written notice has been given to the City Engineer, City of Paris". 1.4 No acceptance and/or approval of any insurance by the City shafl be construed as retieving or excusing the Contractor, or the surety, or its bond, from any liabifity or obligation imposed upon either or both of them by the provisions of the Contract Documents. 1.5 The City of Paris (including its elected officials, officers and employees) is to be named as an additional insured under alt insurance policies under this Contraet except Workers' Compensation and Automobi{e Liabifity, and the certificate of insurance, or the certffied policy, if requested, must so state. Coverage afforded under this paragraph shail be prirnary as respects the City, its elected officiats, officers and employees. w (1 0 (1 J 0-o