07-D Owner Occupied Program - Laserfiche WebLink

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1.5 Rehabilitation/Reconstruction Loan Approval Units will be rehabilitated following the eligibility procedure listed below: Applications will be taken following a notice of fund availability. Applications will be taken at the local agency or Community Council. Applicants will be required to provide ownership verification and income information. Status of eligibility will then be determined. Applicants whose income is at or below 50% of median as listed in the previous chapter will be considered eligible. Incomes up to 80% will be considered if City's contract performance statement commitment has been met. An inspection of each eligible applicant's house will be made in order to establish the general condition of the unit. Those units which demonstrate deterioration beyond feasibility to repair under this loan: the scope of work necessary to meet codes exceeds the average allowable amount provided by the loan, will be notified reconstruction would be the recommended method of approach. Or, appropriate referral will be made ifaitemative funding is available. When, in the concuring opinion of inspector(s), the initial inspection demonstrates the applicant's disregard for minimal sanitation and housekeeping activities based upon verifiable living conditions which could represent a health and safety threat to City staffand workmen: and when this condition causes inspectors to reasonably expect non-compliance with (3.4), the applicant mayl be notified in writing of the his/her ineligibility for program funds. Those whose house shows signs of only light deterioration mayl be referred to the Weatherization Program for repairs. The remainder of applicants, who are eligible to receive loans, will be addressed on a first-come, first-served basis until all funds have been spent. Persons residing in homes located in the flood plain must be willing to obtain flood Insurance. Due to limited funding, applicants who have not been served by a previous grant will be awarded ahead of those who have received housing rehabilitation assistance bom a previous loan. In situations where applicant housing was constructed prior to 1978, the Lead Based Paint Poisoning Act may require inspection and testing by certified personnel, the cost of wNch is not eligible for a TDHCA/HOME grant iftbe project is not done. Because of this, applicants will be notified that these units may only be rehabilitated if there are circumstances which guarantee the rehabilitation and testing, if auy, can be done within program limits. Otherwise these units will be considered for reconstructed.