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NOTICE TO PLAN PARTICIPANTS REGARDING THE CITY OF PARIS'S ELECTION UNDER 42 U.S.C 300 gg-21 THIS IS TO NOTIFY YOU THAT FEDERAI, LAW IIvIPOSES UPON GROUP HEALTH PLANS CERTAIN LIIvIITATIONS OF PREEXISTING CONDITION EXCLUSION PERIODS. SPECIAL ENROLLMENT PERIODS FOR INDIVIDUALS (AND DEPENDENTS) LOSING OTHER COVERAGE, PROHIBITIONS AGAINST DISCRIIvIINATING AGAINST INDIVIDUAL PARTICIPANTS AND BENEFICIARIES BASED ON HEALTH STATUS, STANDARDS RELATING TO BENEFITS FOR MOTHERS AND NEWBORNS, AND PARITY IN THE APPLICATION OF CERTAIN LIIvIITS TO MENTAL HEALTH BENEFITS AND A WOMAN'S RIGHT TO TREATMENT OF THE UNAFFECTED BREAST FOLLOWING A MASTECTOMY. FEDERAI, LAW ALLOWS A NON-FEDERAI, GOVERNMENTAL PLAN (SUCH AS THE CITY OF PARIS'S PLAN) TO EXEMPT ITS PLAN IN WHOLE OR IN PART FROM THESE REOLIIREMENTS. THE CITY OF PARIS HAS ELECTED TO BE EXEMPT FROM THE FOLLOWING REOLIIREMENTS: LIMITATIONS ON PREEXISTING CONDITION EXCLUSION PERIODS, SPECIAL ENROLLMENT PERIODS FOR INDIVIDUALS (AND DEPENDENTS) LOSING COVERAGE, PROHIBITIONS AGAINST DISCRIIvIINATING AGAINST INDIVIDUAL PARTICIPANTS AND BENEFICIARIES BASED ON HEALTH STATUS, STANDARDS RELATING TO BENEFITS FOR MOTHERS AND NEWBORNS, AND THE PARITY IN THE APPLICATION OF CERTAIN LIIvIITS TO MENTAL HEALTH BENEFITS. BECAUSE OF THIS ELECTION EMPLOYEES AND DEPENDENTS WII,L BE SUB7ECT TO BENEFIT LIIvIITS EVEN IF THEY HAD 12 OR 18 MONTHS OF COVERAGE LJNDER ANOTHER PLAN WITHIN THE LAST 63 DAYS, THE DLJRATION OF A HOSPITAL CONFINEMENT FOR A MOTHER AND NEWBORN FOLLOWING THE BIRTH OF A CHII,D WII,L BE DETERMIINED ON MEDICAL NECESSITY, AND MENTAL HEALTH BENEFITS HAVE AN ANNTJAL MAXIIvILJM WHICH IS LESS THAN THE MAXIIvILJMS FOR OTHER MEDICAL CONDITION. EVEN THOUGH THE PLAN IS EXEMPT, EMPLOYEES AND DEPENDENTS WII,L BE ABLE TO ENROLL IF THEY HAVE A OUALIFYING EVENT DLJRING THE PLAN YEAR AS SET FORTH IN THIS BOOKLET AND NO INDIVIDUAL WII,L BE DECLINED COVERAGE OR CHARGED A HIGHER RATE BASED ON A MEDICAL CONDITION. THE PLANS OUALIFYING EVENTS ARE MORE LIBERAI, THAN THE FEDERAI, LAW. THE ENTIRE PLAN IS SUB7ECT TO THIS EXEMPTION.