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TOWERNET <br /> <br />TowerNET is a browser-based, on-line, real-time, electronic balance reporting and transaction <br />initiation system offered by Hibernia to provide bank balances, activity reports, and other financial <br />information to our corporate customers. Information on all of your bank accounts, accounts at <br />Hibernia as well as at your other banks, can be reported to you daily using TowerNET. <br /> <br />TowerNET is accessed at your convenience by using a browser software on your PC. A unique <br />series of access codes and passwords are established to identify authorized individuals and his or her <br />system capabilities - guaranteeing complete confidentiality of information. Once access has been <br />granted, the user selects the appropriate function from a graphical interface with point-and-click <br />simplicity. <br /> <br />Each morning by 7:00 a.m., you can retrieve timely information to assist in monitoring and <br />managing your daily cash position. With account information available early each morning, your <br />investment opportunities can be maximized. <br /> <br />The following features/options are available through TowerNET: <br /> <br /> · checking balance information (summary and/or detail) <br /> · check inquiry <br /> · placement of stop payments <br /> · check photocopy request <br /> · daily and monthly cycle statements (on-line) <br /> · initiate account transfers ("book transfers") <br /> · initiate repetitive and/or "free-form" wire transfers <br /> · view incoming wire transfers as received <br /> · view translation of ACH- EDI payments received <br /> <br /> TowerNET offers the following benefits to the City of Paris: <br /> <br />1. Accuracy - Your balance and activity amounts are edited and reported in a concise format, <br /> with less manual handling of the data. <br /> <br />2. Confidentiality - Only your authorized personnel with proper identification will have access <br /> to the proprietary files. <br /> <br />3. Control - Daily information allows close monitoring of your cash position to maximize <br /> investment opportunities. This also enhances your ability to forecast your cash position. <br /> <br />4. Enhancement - We have a product development staff who will expand and update the <br /> system as the state of the art advances. Such as Web-Based ACH processing which is <br /> currently being implemented. <br /> <br /> <br />