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05-F Owner Occ Program Design
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05-F Owner Occ Program Design
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Last modified
11/8/2005 11:21:11 AM
Creation date
8/7/2003 10:58:14 PM
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Template:
AGENDA
Item Number
5-F
AGENDA - Type
RESOLUTION
Description
Owner Occupied Rehabilitation Program Design Contract
AGENDA - Date
8/11/2003
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CHAPTER 1 <br /> <br /> ELIGIBILITY REQUIREMENTS <br /> <br /> 1.1 Applicant Requirements For A Loan <br /> <br /> To be eligible for a rehabilitation loan, all applicants must be at or below the income levels stated <br /> below and owns and occupies a single family dwelling used for residential purposes only, located <br /> within the City limits. In addition, the property must have at least one condition which constitutes <br /> a code violation as stipulated in the Local Building Code and/or TMCS. <br /> <br /> 1.2 Validation of Ownership <br /> <br /> Applicants must supply a Deed, Deed of Trust, or Warranty Deed to verify ownership. Contracts <br /> of Sale or Contracts of Deed will not be accepted. <br /> <br /> 1.3 Establishing Eligibility For A Loan <br /> <br />a. Applicant must reside in a single family dwelling located within the City limits. <br />b. The following table shall be used to establish a applicants eligibility based upon gross family <br /> annual income at the time of application: <br /> <br />NUMBER 30%MEDIAN 50 % MEDIAN 80 % <br />1 8,750 14,600 23,350 <br />2 10,000 16,700 26,700 <br />3 11,250 18,750 30,000 <br />4 12,500 20,850 33,350 <br />5 13,500 22,500 36,050 <br />6 14,500 24,200 38,700 <br />7 15,500 25,850 41,350 <br />8 16,500 27,500 44,050 <br /> <br />1.4 Income Verification <br />The applicants statement of income shall be verified by a year to date check stub, or their most <br />recent tax return. Other acceptable documentation includes: Social Security, SSI Statement of <br />Benefits, Statement from DHHS for AFDC, Unemployment Insurance Statement, etc. Income <br />from all sources for each member residing in the unit over 18 must be verified. <br /> -3- <br /> <br /> <br />
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