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MSIG 122 01 13 <br />is the most we will pay under Coverage A for any one premises while rented to you or temporarily <br />occupied by you with permission of the owner, in the event of <br />(1) damages because of "property damage "; or <br />(2) damage by "specified perils ". <br />This limit will apply to all damages proximately caused by the same event, whether such damage <br />results from "specified perils" or other covered causes of loss or any combination thereof. <br />11. NON -OWNED WATERCRAFT UP TO 51 FEET IN LENGTH <br />SECTION I COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY, 2. <br />Exclusions, g. (2) (a) is deleted and replaced with the following: <br />(a) Less than 51 feet long; and <br />12. MEDICAL PAYMENTS REVISED <br />SECTION I COVERAGES, COVERAGE C MEDICAL PAYMENTS is amended as follows: <br />A.I. Insuring Agreement a.(3)(b) is deleted and replaced with the following: <br />(3)(b) the expenses are incurred and reported to us within three years of the date of the accident; <br />And <br />B. Item 1.c. is added to 1. Insuring Agreement: <br />If COVERAGE C MEDICAL PAYMENTS is not otherwise excluded from this policy, we will pay <br />medical expenses up to the greater of: <br />(a) $15,000; or <br />(b) The limit shown in the Declarations of this policy or coverage part, <br />13. PROPERTY DAMAGE FOR TOOLS LOANED TO YOU <br />SECTION I COVERAGES, COVERAGE A BODILY INJURY AND PROPERTY DAMAGE LIABILITY <br />2.j. Damage to Property Exclusion is revised. Item j.(3) is deleted and replaced with the following: <br />j.(3) Tools or equipment loaned to you if the tools or equipment are being used to perform operations at <br />the time of the loss. The most we will pay for such tools or equipment loaned to you is $10,000 per <br />"occurrence ". <br />14. REVISIONS TO DEFINITIONS <br />SECTION V - DEFINITIONS is revised as follows: <br />9.a. "Insured Contract' is deleted and replaced with the following: <br />9.a. A contract for lease of premises. However, that portion of the contract for a lease of premises <br />that indemnifies any person or organization for damage by "specified perils" to premises while rented <br />to you or temporarily occupied by you with permission of the owner is not an "insured contract'. <br />12. "Mobile Equipment ", subparagraph f.(1) is deleted and replace with the following: <br />(1) Equipment with a gross vehicle weight of 1,000 pounds or more and designed primarily for: <br />a. Snow removal; <br />b. Road maintenance, but nor construction or resurfacing; <br />c. Street Cleaning <br />The following definitions are added: <br />23. "Specified perils" means: <br />Fire; lightning; explosion; windstorm or hail; smoke; aircraft or vehicles; riot or civil commotion; <br />vandalism; leakage from fire extinguishing equipment; weight of snow, ice or sleet; or "water <br />damage ". <br />24. "Water damage" means accidental discharge of water or steam as the direct result of the breaking or <br />cracking of any part of a system or appliance containing water or steam. <br />Includes copyrighted material of ISO Properties, Inc., with its permission Page 8 of 8 <br />