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MSIG 120 01 13 <br />12. Towing and Labor Coverage Extension $100 <br />13. Limited Rental Reimbursement Coverage $3,600 Max. <br />Private Passenger and Light Trucks <br />$60 /day <br />All Other "Autos" $100 /day <br />14. Revisions to Definitions <br />'Insured Contract' Amended Included <br />"Auto" Amended Included <br />"Executive Officer" Added Included <br />1. SUPPLEMENTARY PAYMENTS — INCREASED LIMITS <br />SECTION II — LIABILITY COVERAGE, A.2.a. is amended as follows: <br />1) The limit shown in A.2.a.(2) for the costs of bail bonds is increased to $3,000. <br />2) The limit shown in A.2.a.(4) for all reasonable expenses incurred at our request, including <br />actual loss of earning because of time off work, is increased to $1,500. <br />2. LIMITED FELLOW EMPLOYEE COVERAGE <br />SECTION II — LIABILITY COVERAGE, B. 5. — Fellow Employees Exclusion does not apply if <br />you have in -force Worker's Compensation insurance covering all of your "employees ". <br />Coverage is excess over any other collectible insurance. <br />3. REVISIONS TO "WHO IS AN INSURED" <br />SECTION II — LIABILITY COVERAGE, A.I. - Who Is An Insured is amended as follows: <br />ADDITIONAL INSURED BY CONTRACT: <br />d. Any person or organization for covered "autos" (other than the owner or anyone else from <br />whom you hire or borrow a covered "auto ") is an additional insured when you and such person or <br />organization have agreed in writing in a contract or agreement that such person or organization <br />be added as an additional insured on your policy. <br />The insurance provided to such additional insured is subject to the following additional provisions: <br />Such person or organization is an additional insured only with respect to their vicarious <br />legal liability for "bodily injury" or "property damage" specifically caused, in whole or in part, <br />by the operation or use of a covered "auto" by a person for whom Liability Coverage is <br />provided under this policy or coverage part, and then only to the extent of that liability. <br />Such person or organization is not an additional insured for any covered "auto" owned by, <br />hired from, or borrowed from such person or organization. <br />iii. Such written contract or agreement must be executed prior to, and be in effect at the time <br />of the covered "bodily injury" or "property damage ". <br />EMPLOYEES AS INSUREDS is added: <br />e. Any "employee" of the Named Insured is an "insured" for Liability coverage while using his or <br />her own "auto" in the business of the Named Insured. <br />EMPLOYEE HIRED AUTO is added: <br />Includes copyrighted material of ISO Properties, Inc., with its permission Page 2 of 8 <br />